my plan denied it for weight loss and the out-of-pocket quote was genuinely stupid, so i’ve been treating this like a raid boss with a budget phase. i play late and my old routine was 2 sodas plus delivery like 3x a week.
i cut that to one soda night and keep frozen chicken things around before queue. that freed maybe $70-90/month, which doesn’t cover the whole thing but takes some sting out.
also dropped a streaming sub i forgot about and stopped buying games during sale events. not fun, but it’s weirdly motivating.
i’m not asking for dosing or sourcing stuff, just how other people are making the money part work when coverage says no. do you keep a separate fund, pick up extra shifts, or just eat the cost?
curious if anyone else has a spreadsheet for this lol.